Real estate investment financing
Capital for the deals nobody sees.
Financing for investors who buy, renovate, refinance and scale.
Find the opportunity. Get the capital. Execute the project. Scale your portfolio.
- Focus
- Residential investment property
- Capital
- Purchase and rehabilitation
- Coverage
- Multiple U.S. markets
Off-market
The deal is won before it is listed.
Some of the best opportunities never reach a listing. Those transactions move on relationships, speed and certainty of capital — and that is where we are strongest. We also finance investment opportunities that are openly marketed: what matters is the asset and the plan behind it.
Purchase capital
Financing to acquire the property, including transactions negotiated directly with the owner.
Rehab capital
Funding for the renovation, structured alongside the acquisition rather than after it.
Speed and structure
Opportunities that depend on timing need capital that can be structured around them.
Fix & Flip
The same property. A different asset.
A fix and flip is a capital problem before it is a construction problem. We finance the purchase and the rehab together, so an off-market opportunity does not stall between closing and the first day of work.
BeforeAfterWhat we can structure
Potentially up to
90%
of the purchase price
Potentially up to
100%
of eligible rehab costs
Indicative only — not an approval. Final leverage is subject to underwriting, borrower profile, property, valuation and the specifics of each transaction. Terms and eligibility vary by borrower, property and transaction.
Financing solutions
Capital structured around the deal.
Four solutions, each built for a specific move in an investor's playbook.
- 01Primary productLearn more
Fix & Flip
Acquisition and rehab capital for value-add projects.
- 02Learn more
Bridge
Short-term capital to close now and refinance later.
- 03Learn more
DSCR
Rental financing underwritten on the property's cash flow.
- 04Learn more
Cash-Out Refinance
Release trapped equity and redeploy it into the next deal.
How it works
Four steps from deal to funded.
- 01
Submit the deal
You send the property and the basic information of the transaction.
- 02
Review & structure
We assess the property, the strategy and the financing structure available.
- 03
Financing process
The required documentation is gathered and the financing and closing process is coordinated.
- 04
Execute
You run the project, and RIMOVA stays as your point of contact for the next one.
What is a Fix & Flip loan?
Short-term financing used to acquire a residential property, renovate it and sell it. The loan is structured around the project rather than a long-term hold, so the timeline, the draw schedule and the exit are part of the analysis from the start.
Can RIMOVA finance off-market properties?
Yes. Off-market transactions are one of our areas of strength — deals negotiated directly with an owner, without a public listing. We look at the asset and the plan behind it, not at where the opportunity came from.
Do you only finance off-market deals?
No. Off-market is a differentiator, not a restriction. We also finance investment opportunities that are openly marketed.
How much of the purchase can be financed?
For Fix & Flip, financing can potentially reach up to 90% of the purchase price. Final leverage is subject to underwriting and to the specifics of each transaction, and terms and eligibility vary by borrower, property and transaction.
Can rehab costs be financed?
Yes. Renovation costs can potentially be financed up to 100% of eligible rehab costs, structured alongside the acquisition. As with purchase leverage, the final structure depends on underwriting and deal specifics.
How do I get started?
Send us the deal. We will review the property, the numbers and the strategy, and come back to you with how it can be capitalised.